Website Terms of Use

This Website (The "Site")is owned and operated by Payopt Services DOO ("The Company") registered at 201 Rogers Office Building, Edwin Wallace Rey Drive, George Hill, Anguilla.These Terms of Use govern the Client's use of the site and all applications, software and services (collectively, "The Services") available via this Website.

Use of the Website

By accessing this website, the client signifies his agreement with and understanding of the following Terms of Use pertaining to both this Website and any material at it. The client warrants and represents to the Company that he is legally entitled to do so and to make use of information made available via the website.

The Company reserves the right at its sole discretion to change, modify, add, or remove any portion of this Site or these Terms of use at any time and for any reason without a notice to the client. Changes to these Terms will be effective when posted. Continued use of this website following any such changes shall constitute the client's acceptance of such changes.

Intellectual Property

The trademarks, names, logos and service marks (collectively “The Trademarks”) displayed on this website are registered and unregistered trademarks of the Company or third party that may own the Trademarks displayed on the Site. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Site without the written permission from the Company or from a third party. Client's use of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms of use, is strictly prohibited.

The Client may download content only for his personal use for non-commercial purposes but no modification or further reproduction of the content is permitted. The contents of the Site, including any images, text, executable code, and layout design may not be distributed, reproduced, publicly displayed, downloaded, modified, reused, re-posted, or otherwise used except as provided herein without the express prior written permission of the Company. The Client may not, for any reason, distribute, modify, duplicate, transmit, reuse, re-post, or use the content of the Site for public or commercial purposes, including the text, images, audio, and video without a prior written consent from the Company. Anything that the Client transmit to this site becomes the property of the Company, may be used by the Company for any lawful purpose, and is further subject to disclosure as deemed appropriate by the Company, including to any legal or regulatory authority to which the Company is subject. The Company reserves all rights with respect to copyright and trademark ownership of all material at this site, and will enforce such rights to the full extent of the law.

Disclaimer of Warranties

The Company makes no representations about the results to be obtained from using this website, the services, the information or the content. The use of same is at the Client's own risk. The information on this site is provided on "as is" and "as available" basis. The company does not warrant the accuracy, completeness, security or timeliness of the content, information or services provided on or through the use of the website, either expressly or impliedly, for any particular purpose. The company, its licensors, and its suppliers, to the fullest extent permitted by law, disclaim all warranties express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties' rights, and fitness for a particular purpose. No information obtained by the client from the site shall create any warranty not expressly stated by the company in these terms of use.

Limitation of Liability

The Company shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential), personal injury or expense of any nature whatsoever which may be suffered by the Client or any third party, as a result of or which may be attributable, directly or indirectly, to the access and use of the website, any information contained on the website, the Client's personal information or material and information transmitted over the Company's system. In particular, neither the Company nor any third party or data or content provider shall be liable in any way to the Client or to any other person, firm or corporation whatsoever for any loss, liability, damage (whether direct or consequential), personal injury or expense of any nature whatsoever arising from any delays, inaccuracies, errors in, or omission of any information, or for any actions taken in reliance thereon or occasioned thereby or by reason of non-performance or interruption, or termination thereof.


The Company's Privacy Policy governs the use of information collected from or provided by the Client at this Website. Any personal information the Client provide to the Company will be treated as confidential and shared only within the Company, its affiliates and its business partners and will not be disclosed to any third party except under any regulatory or legal proceedings. Web site tracking systems may also collect data detailing the pages you have accessed, how you discovered this site, the frequency of visits and so on. The information the Company obtains is used to improve the content of the web site and may be used by the Company in order to contact the Client, by any appropriate means, and to provide to the Client with any information the Company believes that may be useful to the Client.


This site and the information, tools and material contained in it are not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject the Company or its affiliates to any registration or licensing requirement within such jurisdiction. In accessing any part of this website, the Client agrees not to use this website in such a way that disrupts, interferes with or restricts the use of this website by other users; not to upload, display or transmit any materials through this website which are false, offensive, defamatory, threatening, obscene, unlawful or which infringe the rights of any other person anywhere in the world.

"Anti-Money Laundering"


  • Money Laundering is the process by which individuals attempt to conceal the origin and ownership of proceeds of illegal activity. Generally, money laundering involves any financial transaction:
    • Using funds derived from criminal activity; or
    • Conducted to facilitate or conceal criminal activity.
  • Money laundering activity is highly regulated by global and international legislation therefor any Company is strongly advised to implement AML Code of Practice, to avoid legal procedures and sanctions in the future.
  • The risk of Money Laundering by criminal elements through the company is the exploitation of the deposit/withdraws procedures made available by the Company, and the opportunity to present to law enforcement and tax entities that the source of the funds coming from the Company, is profit made in the Forex Markets.
  • For example - If the Company would allow a deposit of one entity to be credited to another entity's trading account, then the entity that owns the trading account can withdraw those funds to its own bank account, and report them as profits. This will disconnect the flow of funds from the depositing entity to the withdrawing entity. Criminal elements may use that option to transfer funds undetected by law enforcement agencies and conceal the true origin of the funds. The same applies to transfer of credit between accounts belong to different entities etc.
  • To avoid such abuse of the Company, the rule of thumb is not to allow the transfer of funds between different entities. For that, the Company must implement KYC ("know Your Client")procedures.

Clearing and billing services are done by Payopt Services DOO, Cetinjski PUT BB, 81000 Podgorica, Montenegro